Terms and Conditions for Ferri Dawson Insurance Group, LLC

Effective Date: 1/22/25

Welcome to Ferri Dawson Insurance Group, we These Terms and Conditions (“Terms”) govern your access to and use of our insurance brokerage services, including any related products, content, or features we provide. By accessing or using our services, you agree to be bound by these Terms.

Please read these Terms carefully. If you do not agree with these Terms, you must not use our services.

1. Services Provided

Ferri Dawson Insurance Group acts as an intermediary between individuals or businesses your and insurance providers. We offer a variety of services, including:

  • Insurance consultation and advice
  • Assistance in selecting appropriate insurance policies
  • Facilitating the purchase, renewal, or modification of insurance policies
  • Claims management support
  • Providing quotes for insurance coverage

We do not sell insurance directly but rather connect clients with insurers, acting as a broker to help you find the best options based on your needs.

2. Registration and Account Information

To access certain services, you may be required to create an account with us. When registering, you agree to provide accurate, current, and complete information, and to keep your account information updated. You are responsible for maintaining the confidentiality of your account credentials and for all activities that occur under your account.

If you believe your account has been compromised, please notify us immediately so we can take appropriate action.

3. Use of Services

You agree to use our services only for lawful purposes and in accordance with these Terms. Specifically, you agree not to:

  • Use our services to engage in fraudulent, misleading, or deceptive activities.
  • Violate any applicable laws, regulations, or third-party rights.
  • Transmit any harmful or malicious code, viruses, or other harmful technology.
  • Use any automated means to access, scrape, or collect data from our services without permission.

We reserve the right to suspend or terminate your account if you violate these Terms.

4. Insurance Quotes and Policies

While we strive to provide accurate and up-to-date information, the quotes we provide are based on information you submit and the availability of coverage at the time. Insurance policies are subject to underwriting approval and may be modified or denied based on the insurer’s discretion. Final terms and premiums will be determined by the insurance provider.

We do not guarantee the lowest prices or best coverage but aim to help you find the most suitable options based on your needs.

5. Fees and Payment

As an insurance broker, we may receive a commission from insurers when you purchase a policy through our services. This commission is paid by the insurer and does not impact the price of your policy. In some cases, we may charge you a service fee for specific consultations or other value-added services. Any applicable fees will be clearly disclosed to you before you agree to the service.

You agree to pay any fees associated with the services you choose to use, in accordance with our billing procedures.

6. Privacy and Data Protection

We respect your privacy and are committed to protecting your personal data. Please refer to our Privacy Policy for details on how we collect, use, and protect your information.

By using our services, you consent to the collection and processing of your data as outlined in our Privacy Policy.

7. Limitation of Liability

To the fullest extent permitted by applicable law, [Your Insurance Brokerage Name] will not be liable for any indirect, special, incidental, consequential, or punitive damages arising from your use of our services, including, but not limited to, loss of profits, business interruption, or damage to reputation.

Our liability for any claim arising out of these Terms will not exceed the amount you paid for the specific services involved in the claim.

8. Indemnification

You agree to indemnify, defend, and hold harmless [Your Insurance Brokerage Name], its affiliates, employees, agents, and partners from any claim, loss, liability, or expense, including reasonable attorneys’ fees, arising from your violation of these Terms, misuse of our services, or any third-party claims arising from your actions.

9. Third-Party Websites and Services

Our services may contain links to third-party websites, products, or services. These links are provided for convenience, but we do not control or endorse these third-party sites or services. Your use of third-party websites is subject to their terms and privacy policies.

10. Termination

We reserve the right to suspend or terminate your access to our services at any time, with or without notice, if you violate these Terms or engage in any activity that could harm us, our partners, or other users.

You may terminate your relationship with us by notifying us in writing. Upon termination, any obligations incurred prior to the termination date will survive.

11. Governing Law and Dispute Resolution

These Terms are governed by the laws of [State/Country], without regard to its conflict of law principles. Any disputes arising from or related to these Terms will be resolved through [arbitration/mediation] in [City, State/Country], unless otherwise agreed by the parties.

12. Modifications to Terms

We reserve the right to modify or update these Terms at any time. Any changes will be posted on this page with an updated effective date. By continuing to use our services after any modifications, you agree to be bound by the revised Terms.

13. Contact Us

If you have any questions or concerns about these Terms and Conditions, please contact us at:

Ferri Dawson Insurance Group, LLC
Kate Dawson
[email protected]
72577237

By using our services, you agree to these Terms and Conditions. Please review them periodically for updates.

14. SMS Terms & Conditions

“By providing your mobile number, you agree to receive SMS messages from Ferri Dawson Insurance Group related to interview reminders and details, updates, and other information relevant to Ferri Dawson Insurance Group services. Message frequency varies based on communication needs. Message & data rates may apply. Reply STOP to unsubscribe or HELP for assistance. For more information, view our Privacy Policy here: https://www.fdinsurancegroup.com/privacy-policy/”